Kizashi Club

Your Kizashi Owners Club and Forum 

Anything related to the Kizashi can go here, but please look at the other headings first. Your topic may fit better under something else.
 #49599  by Sparky
 Thu Jul 04, 2019 1:49 am
My car insurance company (located in USA) charges me extra because they considers my car a sport car :drive:
I have a 2011 Kizashi, with AWD and CVT. From my point of view it isn't a sport car, it is a regular sedan.
What is your experience with your insurance companies?
 #49602  by Ronzuki
 Thu Jul 04, 2019 12:20 pm
Insurance on both our Suzuki vehicles is stupid high. Ridiculous in fact. Wife's SX4 def isn't a sports car, and it's much higher to insure than our brand new CX5. She's never had an accident, a moving violation of any kind, and drives very few miles per year. Can't say there's a line item on my insurance as such (adder for sport vehicle), but it is the most expensive car to insure in the fleet and always has been.

FWIW, I consider it to be a sport sedan and routinely enjoy drive mine as such. While it doesn't have a big powerful engine (more than adequate IMHO), it more than makes up for that with its other attributes.
 #49603  by Tom Kizzie
 Thu Jul 04, 2019 1:11 pm
In the Netherlands a lot of companies check the power to weight ratio. If its to high you pay more. Also when its gti, gt-r, sport they will wake up. Here its just kizashi and i pay a lot in the netherlands but not more then another car. Do you have "sport" on your carpapers? :D
 #49604  by Sparky
 Thu Jul 04, 2019 2:21 pm
So I'm not the only one, good to know :roll:
Our 8 year old Kizashi's insurance is more expensive than the 3 year old CX5 which IMHO is crazy. With this a Honda Accord or a Toyota Camry should also be sport cars.
Yes, the insurance categorized Kizashi as a sport car.
 #49605  by BLyons
 Thu Jul 04, 2019 3:04 pm
Is yours a sport version? Maybe they just picked up on that?

Mine is about $50 a month, which I thought was reasonable. It's the only vehicle I've ever had full coverage on so I can't compare to anything else, but it was cheaper than other vehicles I had been looking at around the same time.
 #49607  by krell
 Thu Jul 04, 2019 3:42 pm
Insurance on My 1017 Subaru Legacy Limited is much cheaper than the 2013 KizashiSLS i had.. everything is cheaper for the Subaru.
 #49610  by KuroNekko
 Thu Jul 04, 2019 9:29 pm
Coincidentally, I just renewed my insurance coverage on my Kizashi today and I'm paying just under $50 for liability only. I personally see no sense in paying for full coverage for a vehicle that is worth very little, especially if I have the disposable funds to replace it entirely out of pocket.

The Kizashi isn't a sports car by any means. Any claim as to that is a scam. If anything, the only valid justification an insurer can claim is that the Kizashi's parts are hard to obtain thus coverage premiums should cost more.

Personally, my goal for the Kizashi is to run it as long as possible for as cheap as possible. This is part of why I maintain it myself and have a dash cam for any evidence in my favor if needed.
 #49643  by Knightstruth
 Tue Jul 09, 2019 4:47 am
I work in insurance and the only reason it would be high is parts being rare. Also the lack of modern safety features versus newer vehicles.